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Financial planning can lead to ‘synergy’

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Question: My husband and I have been meaning to get a financial plan together, but we kept putting it off. My mother recently died and left us with some money. How should we get started in financial planning?

Answer: My own pet theory of human motivation is that change is the hot poker in the backside of life that gets most of us off the dime.

Your chest tightens and your breath gets short — so you call the heart doctor.
One day you realize you have to get your wife to hold the newspaper on the other side of the room so you can read it — so you call the eye doctor.

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