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Learn to avoid Christmas procrastination

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Question: I did it again and left all my Christmas shopping till the last minute. I went crazy this week. I must be nuts. Is everybody like me?

Answer: Retailers hope so. This may be the season to be jolly, but it can also be the season of folly. Financially speaking, that is.

Shopping procrastination usually leads to spending exaggeration.

We tell ourselves that we’re waiting for last minutes deals. And maybe we’ll find a few.
But along the way, we’ll get that cold feeling in the pit of our wallet that says the Big Day will wait no longer — ready or not, here it comes.

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