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Find ways to put your tax refund to work

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Not everyone gets one, but it’s always a welcome sight — a tax refund. If you receive a refund this year, how can you best put it to work?

The answer depends, to a large extent, on the size of your refund. In 2012, the average tax refund was about $3,000, according to the IRS. Let’s look at a few possibilities for how you might use this amount:

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