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March 25th, 2017

Retirement plans can be SIMPLE

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If you own a small business (or are self-employed), there are many retirement plan alternatives available to help you and your employees plan your financial future. One popular option for organizations such as sole proprietorships, partnerships, corporations, and non-profit organizations to consider is the SIMPLE (Savings Incentive Match Plan for Employees) Individual Retirement Account.

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Retirement: How to wrap you mind around it

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Question: I feel really stupid asking this question, but here goes. I don’t even know how to start thinking about retirement, much less so-called retirement planning. I’m not even sure what I want to do then, even if I’ll want to retire. It seems so far off. Can you help get me started?
Answer: First, congratulations for asking this question. Asking is the first step to gaining wisdom. Acting on what you’ve learned is the second (and most important) step.

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Teach your children well ... about finances and investing

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High debt levels … lack of savings … the inability to budget — these problems all have several causes, but one of them is almost certainly financial illiteracy. Too many of us just never developed the money management skills necessary to cope with our complicated — and expensive — world. But if you have young children, you can teach them some money-smart lessons — and who knows? You could use the opportunity to give yourself a few valuable reminders, too.
Here are some suggestions for a financial “curriculum”:

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Origin Bank’s Brandi Kyzar earns PMP certification

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Origin Bank has announced that Brandi Kyzar was awarded the Project Management Professional® certification. Recognized and demanded by organizations worldwide, the PMP validates the competence of the project manager to lead and direct projects and teams.

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Champion Trophies cuts ribbon

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Mark Cramer and family are celebrating their 30th year of business in Downtown Ruston in a new location at 103 West Mississippi. Trophies and plaques for all occasions. The shop also has a collection of sports memorabilia. More photos can be seen on Facebook.com/RustonChamber.

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Pecan Villa Apartments remodeled

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The Ruston-Lincoln Chamber of Commerce held a ribbon cutting ceremony at Pecan Villa Apartments, located 611 South Bonner St., on March 8. The property’s remodel includes the new addition of a community room, computer lab and nurses station. The residence is for seniors 62 and older. Property manager Tonya Dillard can be contacted at 251-9960.

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Senior Expo held at Civic Center

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The Lincoln Parish Sheriff’s Office hosted the 11th annual Senior Life Expo at 7:30 a.m. Friday morning at the Ruston Civic Center. Attendees were given door prizes and entertained by several local artists and speakers. Top, Miss Louisiana Justine Kerr, left, laughs as Lincoln Parish Sheriff Mike Stone, right, reads information about the next door prize to be given. Middle, Shirley Stringfellow, left, receives her door prize from Ronnie Volentine, a member of the Senior Citizens on Patrol unit. Bottom, Stone speaks with the crowd gathered at the expo.

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Community Service: Part of a Quality City

It doesn’t take long to realize Ruston values community service.

Whether it’s responding to an emergency call in the line of professional duty or volunteers providing hungry schoolchildren with food for the weekend, people in Ruston and Lincoln Parish take seriously the Biblical charge to care for each other.

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Time for real change is now

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The more things change, the more they stay the same.
Nothing closer to truth could be said about Louisiana’s state budget.
Different legislators. Different governors. Same old song and dance.
The damage done to our state budget has been clear to many Louisiana residents for years now. And more and more, others are taking notice, too.

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GSU students awarded NAACP scholarships

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GRAMBLING — Jessica Clinton and Keely Heggar were ecstatic on stage as they accepted scholarship awards.
Clinton and Heggar, Grambling State University students, each received $500 from the NAACP Lincoln Parish Chapter. They were among six area college students receiving scholarships during a mid-January (Jan. 14) event at the Ruston Civic Center.
Neither Clinton nor Heggar took the scholarships for granted, each saying the awards helped teach them the importance of setting goals.

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