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Archive - Feb 9, 2013

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Teach your IRA beneficiaries to stretch

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Americans saving for retirement are well aware of the tax benefits that individual retirement accounts (IRAs) confer on account holders. Fewer are familiar with the rules that offer tax savings to IRA heirs. These special “stretch” distribution rules can help you transfer wealth across one or perhaps two generations.

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Change is the only sure thing to be counted on

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Question: Do you think things will change much in the second Obama administration?
Answer: Count on it.
Not because one political party vs. another will control the White House or the Congress.
No, things are going to change because things always change.
One of the major mistakes I see people make in their financial lives is the often unconscious assumption that things will stay the same from now on. But life isn’t like that, is it? Life is really a matter of constant change, much of it unanticipated.

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Don’t forget financial gifts for longtime valentines

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Love is in the air this week, as Valentine’s Day rolls around again. During the course of your life, you’ve probably sent your share of flowers and candy. But if your valentine is also your spouse — and, in particular, your long-time spouse — you may want to go beyond roses and chocolates this year to give a gift that can help lead to financial security.
You can choose to make financial gifts in a number of ways, of course, and some of them could provide an immediate financial impact. But you may want to look even further down the road and consider what you can do for your spouse in the areas of insurance planning and estate considerations.

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IRS offering enhanced products, services for tax season

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The Internal Revenue Service recently opened the 2013 filing season by announcing a variety of enhanced products and services to help taxpayers prepare and file their tax returns by the April 15 deadline.
New and expanded services for taxpayers this year include a redesigned IRS.gov website that’s easier to navigate and improved service options, including more video-conferencing assistance sites and additional social media tools. In addition, the IRS has stepped up its enforcement efforts to protect taxpayers from refund fraud and identity theft.

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Hough completes training

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Mark Hough, center, the Customer Service Manager at The Cleaners of Ruston, recently completed Introductory and Advanced Dry Cleaning courses at the Drycleaning & Laundry Institute (DLI) in Laurel, Maryland. DLI has been a premier international trade association for garment care professionals since 1883. The Cleaners of Ruston is proud to announce it now has three graduates of the Drycleaning & Laundry Institute as owner Jim Shepherd, left, and Becky Reagan, past graduates of DLI, posed for the picture while congratulating Hough on his recent graduation.

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Do current ’Dogs already enter ‘best ever’ talk?

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Now that they’ve reached the tough-to-achieve 20-win total, remain odged in first place among Western Athletic Conference members and included in the Top 40 national polls, just where does the current Louisiana Tech University men’s team rank in the program’s history?
Top 20, Top 10, Top five?
Well, this outstanding season isn’t over just yet, so let’s chill just a tad before we completely fill out a ballot for All-Time Best Bulldogs’ squads.

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’Dogs bounce Bobcats

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Sometimes, even when you’ve won more than 20 games and are atop of your conference standings, a motivational speech is required.
That’s what happened at the Thomas Assembly Center Saturday night when Louisiana Tech University (21-3, 12-0) and Texas State University (7-18, 3-10) locked up in a Western Athletic Conference game.
The league-leading Bulldogs stumbled out of the opening tipoff, fell behind in the first 10 minutes, but then regrouped to take a 36-29 halftime lead and then outscore the Bobcats 48-40 in the final 20 minutes.
What made the difference?

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Techsters stopped, 68-63

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SAN MARCOS, Texas — Texas State built an 11-point halftime lead and hung on late, staving off a Louisiana Tech University rally, as the Bobcats defeated the Lady Techsters 68-63 before 1,067 fans at the Convocation Center.

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Grambling teams lose SWAC games

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GRAMBLING — Grambling State University’s men remained winless on the season after a 63-53 Southwestern Athletic Conference home loss to Prairie View A&M at the Frederick C. Hobdy Assembly Center Saturday.

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Creek boys bump OCS, 61-33

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Cougars gain fourth straight win, now 4-3 in 2-1A play
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Cedar Creek High’s boys continued its late season surge on the courts Friday night with a 61-33 District 2-1A victory over rival Monroe Ouachita Christian.
The Cougars (10-15, 4-3) climbed over the .500 winning percentage level in league play and captured their fourth consecutive victory.
Shilo Perry paced the Cougars with 16 points, as the Creek won its third game in a row in the friendly confines of the “Brick House.”
The Cougars continued their recent winning recipe by getting scoring contributions up and down their roster.
Ten different Cougars broke into the scoring column.

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