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October 21st, 2017

Mistaking investing for financial planning

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Question: My friend is suggesting that I talk to a financial planner she’s so excited about. I already save nearly fifteen percent of my income and I put most of that in a very diversified family of low-cost mutual funds. Wouldn’t I be wasting my time to meet with a planner if I’m already happy with my funds?
Answer: Your problem may not be wasting time, but squandering it.
It sounds like you have an investment plan you’re happy with. Great. But that’s not a financial plan. It’s only a part of a financial plan.

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Does market volatility scare you?

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Halloween is almost upon us.
Of course, on Halloween night, you may see a parade of monsters, demons, Transformers and other frightening individuals stopping by your house, exercising their right to demand candy. Fortunately, their appearance will be unlikely to cause you unpleasant dreams.
But some people seem to have real fears about other things – such as what may happen in the financial markets.
One way to keep those fears at bay is to avoid certain impulsive moves, such as the following:

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Estate tax remains a concern for wealthy families

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When erroneous rumors of his demise reached Mark Twain, he famously responded, “The report of my death was an exaggeration.” Similarly, the estate tax’s impending death is often reported, but unless Congress acts, it’s still alive — at least for now.
To be fair, changes implemented over the last several years have drastically limited the number of estates subject to the tax and left it a mere shadow of its former self.

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Freedom13 Ministries opens up

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The Ruston-Lincoln Chamber of Commerce held a ribbon cutting ceremony for new member Freedom13 Ministries. Freedom13 Ministries’ mission is to promote sexual integrity with an emphasis on the original intent of God’s design for marriage, romance and healthy relationships. Founded by Lindsey Crawford, Freedom12 Ministries is located at 1831 North Trenton St., Ste. 1 housed with Crawford Financial Group. For more information, go to Freedom13 Ministries website at http://freedom13ministries.com.

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Cougars celebrate Homecoming with win

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Cedar Creek takes control early in 56-12 victory over Sicily Island
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Many high school and college coaches are fans of Homecoming week because of all of the distractions it can bring to a team during game week leading up to the contest.
The wasn’t a problem for Cedar Creek head coach Ben Haddox as his Cougars hosted their 2017 Homecoming game against Sicily Island.
Cedar Creek scored its first touchdown only 1:25 into the contest and the Cougars never looked back as they raced away to a 54-12 win over the Tigers Friday night.

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Astros move on to World Series

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HOUSTON (AP) — Jose Altuve embraced Justin Verlander as confetti rained down. An improbable thought just a few years ago, the Houston Astros are headed to the World Series.
Charlie Morton and Lance McCullers Jr. combined on a three-hitter, Altuve and Evan Gattis homered and the Astros reached the World Series for only the second time by blanking the New York Yankees 4-0 Saturday night in Game 7 of the AL Championship Series.
Next up for the Astros: Game 1 against the Los Angeles Dodgers on Tuesday night.

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GSU volleyball splits matches

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The Grambling State University volleyball team took one of two matches on Saturday during the second day of the Southwestern Athletic Conference Round-up, hosted by Alabama State University.
The Lady Tigers (11-18 overall, 5-6 SWAC) began the day with a 3-0 loss to Alabama A&M as the Lady Bulldogs completed the season sweep. Alabama A&M won the match, 25-13, 25-20, 25-17.
Grambling State wrapped up the day with a 3-1 victory over Alcorn State and completed a two-match sweep of the Lady Braves.
The Lady Tigers won the match with scores of 22-25, 25-22, 25-13, 25-19.

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Tech soccer set for road finale

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MURFREESBORO, Tenn. — Behind on the scoreboard on two different occasions, the Louisiana Tech women’s soccer team battled back to equalize twice, before finishing off a win over Middle Tennessee Stte University by a final score of 3-2 on Thursday night at the Dean A. Hayes Soccer Stadium.
The Lady Techsters play their final road game of the regular season at 1 p.m. today at the University of Alabama-Birmingham.

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Bearcats roar past Trojans, 56-14

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Ruston’s offense came out smoking from the start in Friday’s game against Alexandria Senior High at L.J. “Hoss” Garrett Stadium.
But the Bearcats’ defense had to overcome a couple a couple of hiccups before getting on track.
That didn’t stop Ruston from pulling away midway through the second quarter en route to a 56-14 conquest of the Trojans.

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Youngsters successful on youth deer hunts

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For decades wildlife agencies around the country have given youngsters an edge in getting them interested in deer hunting.
In Louisiana, a youth hunt is scheduled one week prior to opening day for the remainder of hunters.

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