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Taking advantage of the ‘saving years’

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Preparing for retirement requires a plan, and that plan should consist of two important phases: the saving years and the retirement years. 

To achieve the goal of a financially secure retirement, you will have to make wise decisions during the saving phase of your plan.

For starters, if you plan to use IRAs to help you save, you need to decide what type of IRA you’re going to use.  Traditional and Roth IRAs have different eligibility requirements, and each has its own advantages.

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