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The word “estate” conjures images of great wealth, which may be one of the reasons so many people don’t develop estate plans – after all, they’re not rich, so why make the effort?

You want to retire comfortably when the time comes. But you also want to help your child pay for college.

I have to admit I get a strange thrill whenever this happens. The thrill comes from not knowing what to expect. I love a good surprise.

Once springtime slab slaying is done, some crappie fishermen hang it up for the year. However, others stick with it with good results, but you have to do it differently.