Dear Rusty: My wife and I have taken a Social Security “Cut” — no 3.2% raise for us, due to something called “IRMAA,” based on our income. We actually took, together, a $400 a month cut. As far as I can tell from what they told me, we are means tested and were too successful, so our Medicare premiums were much higher, which resulted in our reduced Social Security for 2024. Have you sorted this out?
