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July 18th, 2015

Business and the right retirement plan

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If you own a small business, there are many retirement plan alternatives available to help you and your eligible employees with retirement planning. For most closely-held business owners, a Simplified Employee Pension Individual Retirement Account was once the most cost-effective choice. Then the Savings Incentive Match Plan for Employees became a viable alternative. Today you may find that a defined benefit or 401(k) plan best suits your needs. To make an informed decision on which plan is right for your business, review the differences carefully before you choose.

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Don’t just do something, it never cures you

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Question: I want to start saving money for the future, but I don’t have a lot. But I know I need to do something. So I am thinking about putting $100 a month into a mutual fund. Do you have a suggestion about which one?
Answer: “I need to do something.”
I hate those words.
Historian Daniel J. Boorstin said, “The greatest obstacle to discovery is not ignorance — it is the illusion of knowledge.”

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Term vs. permanent insurance: which is right for you?

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What’s your most valuable asset? While you are still working, this asset may actually be your future income — so you need to protect it. And you can do so by maintaining adequate life insurance, which can help provide your family with the financial resources necessary to meet critical expenses — such as mortgage payments, college tuition, and so on — should you pass away prematurely. But what type of insurance should you purchase?

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Spirit of Volunteerism Award given to Jack Humphries

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Louisiana Employer Support of the Guard and Reserve, a Department of Defense office, announced that on June 24 Chair John Pugh presented the ESGR James M. Roche Spirit of Volunteerism Award to Louisiana Chair Emeritus Jack Humphries. The presentation took place in Ruston at the shock and amazement of Jack Humphries who had no idea that the award had been requested in his honor. Several volunteers were able to assemble and honor the current member and former Chair for his long and distinguished service to ESGR.

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Six reasons for Bulldogs to be good

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An eight-win regular season, appearance in the Conference USA championship game and a victory in the Heart of Dallas Bowl.
No wonder Louisiana Tech University football fans were in such a season-long, giddy mood in 2014.
Well, may we urge them to get their game faces on again?
The upcoming season could be just as exciting and successful.
Here’s six reasons to think so:

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Robinson’s legacy lives on

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Youth learn football fundamentals, life lessons at East End Football Camp
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College Hall of Fame football coach Eddie Robinson was known for teaching his players to be all around good people during his 41-year career heading up the Grambling State University football program.
So it’s only fitting that his namesake football camp aimed to teach the same to area youth during Saturday’s eighth annual Eddie Robinson East End football Camp at Ruston’s Greenwood Recreational Center.
Organized by Eddie Robinson Jr. as a way to honor his late father, now Eddie Robinson III carries on the legacy created by his grandfather and father, who died in November of 2013.

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LHSAA/LHSOA reach deal to avert strike

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The Louisiana High School Athletic Association 2015 football season will start on time thanks to a compromise reached Thursday between the LHSAA executive committee the Louisiana High School Officials Association.
A majority of 18 principals on hand for a conference call meeting at the LHSAA office in Baton Rouge voted to approve the agreement that includes immediate pay raises for officials in seven sports and initiates a move to recognize the LHSOA as an affiliate organization.

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Pesky critters that can create havoc

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The memory of something that happened to me decades ago is still as vivid as if it had happened yesterday.
I was squirrel hunting down home along Clear Branch one cool clear fall morning when I spied a squirrel foraging for acorns in an oak 50 yards ahead. Picking my route of approach, I was careful to avoid crunchy leaves or dry sticks and as I stopped to decide my next move, I heard a strange buzzing sound I couldn’t immediately identify.

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Buddy's Blog: Bearcat Nation has heavy heart again

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One death is one too many.
But two deaths within a month’s time, that’s just not fair.
In the game of life, though, the rules are tossed out the window.
And so, the Ruston High School family mourns the loss of two men who guided the Bearcats’ football program and served an even more important position as role models.
On June 11, Billy Laird died.
On July 12, Jimmy “Chick” Childress passed away.
That’s just not fair.
Bearcat Nation weeps twice and asks why?

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On the road again to Alabama

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So much has happened recently, I hardly know where to begin; however, I can tell you, “I’m On the Road Again.”
I am moving to Alabama.
It is quite a daunting idea when I think of once again moving to another state and begin another and possibly last chapter in my life’s story. Although after 94 years I have about decided to quit assuming that my time is short because I am old as Croesus.
After 60 years, with four years time out for World War II, Ruston was my home. Moving from South Louisiana in 1934, I began a journey I can truly say was overall the joy of my life.

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