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Columns

02/04/2018
Beneficiary designations can provide a relatively easy way to transfer an account or insurance policy upon your death. However, if you’re not careful, missing or outdated beneficiary designations can easily cause your estate plan to go awry. We...
02/04/2018
Question: I’ve got an insurance guy trying to sell me on a universal life, cash value insurance policy as a way to invest some of my money. I’ve heard this is usually not a good idea, but my wife likes the idea of having the insurance for longer...
02/04/2018
Just this past year, we’ve seen natural disasters in Texas, California, Florida and Puerto Rico — and looking back even further, it’s not hard to spot other traumas in virtually every part of the country. Whether it’s a tornado, hurricane, flood or...
02/02/2018
On my 15-minute drive to work each day, there is a chance that I will encounter some sort of emergency vehicle in the process of doing their job, which usually means red and blue flashing lights. With an estimated 240 million calls are made to 9-1-1...
02/01/2018
Halloween always comes with sweet candies. Christmas brings together much needed time with family. But there has always been something about Mardi Gras that makes it my favorite holiday to celebrate. Maybe I enjoyed the exclusivity — New Orleans...
01/31/2018
During all of my growing up years, my mother and I had season tickets to the Louisiana Tech Concert Association. We saw plays and musicals, listened to jazz, watched ballets, heard some of the best orchestral performances around and even took in...
01/30/2018
Every summer I receive more phone calls about lawn burweed or sticker weed than any other lawn problem that we have. During the summer is when the stickers show up. The stickers are the seeds that the plant produces to get next year’s crop in the...
01/29/2018
Somebody once told me that the best reason to be home at a decent hour is because the only people out after midnight are cops and drunks. Me and my best buddy, Terry “T-bone” Presley, were up past the witching hour one night having a late-night...
01/28/2018
Unless you hunt deer with stick and string, it’s time to clean the rifle and store it along with your other hunting equipment and camo stuff back where it was when you took it out in October. Except for a few days left for primitive firearms hunting...
01/27/2018
When I was a young boy, attending church was a weekly practice in our household. My parents instilled within me the pattern of church attendance. It shouldn’t surprise you to learn that some of my earliest memories as a child involve church...
01/27/2018
Thanks to the frigid weather that struck Lincoln Parish in December and earlier this month, most area pocketbooks have taken a big hit because of increased energy and gas prices. Weather can’t be controlled, and I knew when temperatures got as low...
01/27/2018
Do any of you remember your parents or grandparents telling the story of the Martian invasion? To prevent panic, let me be quite clear: the following is temporarily false. “Did you hear that the drivers license office located in Ruston has been...
01/27/2018
Question: I’ve got an insurance guy trying to sell me on a universal life, cash value insurance policy as a way to invest some of my money. I’ve heard this is usually not a good idea, but my wife likes the idea of having the insurance for longer...
01/27/2018
On Feb. 4, the eyes of most of the country — and much of the rest of the world — will be on Minneapolis, site of the most-watched football game in the U.S. As a fan, you can admire the way quarterbacks in the big game direct their teams. But as an...
01/27/2018
Today, women are playing an ever-increasing role in making important financial decisions —whether for themselves or for their families. While many of the basic rules of investing hold true for all investors, some life events affect women...
01/26/2018
There are occasions where in this space we wander around a while before we get to the meat of the matter. This isn’t one of those occasions. I’m not a fan of prosperity preaching. And though it wasn’t as widespread as it is today, it’s something...
01/26/2018
It felt like an earthquake. Or at least what I think an earthquake would feel like. All of the windows in my bedroom were shaking in their frames and I remember my mom rushing to get me from the back of the house. The loud ripping and booming...
01/25/2018
The fight for higher education feels almost like a battle over philosophy. No one will disagree about the importance of investing into education, more specifically higher education. However, finding ways to fund this investment feels like the...
01/24/2018
There’s a pattern shaping up in Ruston and very unscientific research wonders if it may be more than just a fluke. For four consecutive Januarys, the city has dealt with significant utility issues, some upbeat; others, not so much. The saga began...
01/23/2018
My mom loves to tell the story of how I first walked. Truth be told, I didn’t walk first, I ran. In her words, I came into this world just charging ahead. Literally. Mom says the first steps I ever took I ran all the way across the living room,...